     |
PersonaLine from Eisenhower Bank is your very own credit line to do with as you please. This reserve of working capital can be used to take advantage of special investment opportunities, pay off liabilities, support education expenses, fund your individual retirement account, vacations or unexpected expenses.* Unlike traditional loans, once you qualify for a PersonaLine, you never have to apply again. All you may have to do is submit an updated financial statement from time to time so we can adjust your credit line to keep pace with your financial position. Once you qualify, you can access your credit line at Eisenhower Bank at any time simply by writing a PersonaLine check.** The amount of the check is then automatically drawn against your PersonaLine, never affecting any other account you may have with Eisenhower Bank. You can also call Eisenhower Bank’s Telephone Banking Center and transfer funds to your Eisenhower deposit account. It’s like being your own Loan Officer! To apply, call us or Apply Online. TELEPHONE BANKING CENTER (210) 227 - 7131 Outside San Antonio: (888) 777-0740 FLEXIBLE CREDIT LINE COMPETITIVE INTEREST RATES*** Variable interest rates determined by the credit line amount, your personal credit and financial information. AFFORDABLE PAYMENTS Every month you carry a balance, you make a minimum payment of only 3% of the balance or $75 - whichever is greater. CONVENIENT MONTHLY STATEMENT One convenient monthly statement records all transactions. The statement also provides a detachable payment coupon for your convenience. *Loan subject to credit approval. **Minimum draw or check you can write is $250. ***Finance charges are accrued from posting date (no grace period). Limits and rates are subject to credit qualifications and may reflect a higher rate than our current posted rates. The applicable periodic rate and Annual Percentage Rate are variable rates and will fluctuate as the Wall Street Journal prime rate changes from time to time. These rates are subject to change on the first day of each calendar quarter. An increase of 1% in the above base would result in an increase in the Annual Percentage Rate of 1% and the corresponding periodic rate of .0834%. An increase or decrease in the Annual Percentage Rate will not affect the monthly payments due hereunder, but will simply increase or decrease the term of the loan. Rate subject to change without notice. Copyright 2004. All rights reserved. |
|||
