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Civilian |
Please inquire about our current rates. Rates subject to change whitout notice.
Prime Rate: 5.00%
Fed Funds Rate:
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Auto Loans
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New and Late Model Vehicle Loans
2005 to 2008 Year Models
Up to 72 month term with 100% financing on new or late model (2003 or newer) vehicles. 72 month terms available on loan amounts $25,000 and greater.
Rates As Low As. |
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Year Model |
24/36 Month |
48 Month |
60 Month |
72 Month |
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2008 - 2007 |
5.75%APR |
6.10%APR |
6.20%APR |
6.50%APR |
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Late Model |
24/36 Month |
48 Month |
60 Month |
72 Month |
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2006 - 2005 |
5.75%APR |
6.10%APR |
6.20%APR |
6.50%APR |
.25% Preferred Rate Discount available for auto debit from a Eisenhower Bank account.
Minimum auto loan amount is $5,000.
For Assumptions and Examples, click here |
Used Vehicle Loans
Up to N.A.D.A retail value.
Rates As Low As. |
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Year Model |
24 Month |
36 Month |
48 Month |
60 Month |
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2003 & 2004 |
6.00%APR |
6.00%APR |
6.25%APR |
N/A |
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2001 & 2002 |
7.50%APR |
7.75%APR |
N/A |
N/A |
.25% Preferred Rate Discount available for auto debit from a Eisenhower Bank account.
Minimum auto loan amount is $5,000.
For Assumptions and Examples, click here |
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Personal Loans
Rates As Low As. |
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Type of Loan |
$5,000 and up |
$2,500 - $4,999 |
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Unsecured Loans |
9.74%APR |
11.74%APR |
Maximum term: 36 Months
For Assumptions and Examples, click here |
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PersonaLine
Variable rate revolving lines of credit tied to Prime Rate
Rates As Low As. |
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Credit Lines |
As Low As |
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| $50,000 - $100,000 |
5.00% APR |
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| $25,000 - $49,999 |
6.00% APR |
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| $10,000 - $24,999 |
7.00% APR |
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| $5,000 - $9,999 |
8.00% APR |
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| $2,500 - $4,999 |
10.00% APR |
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| $1,000 - $2,499 |
14.00% APR |
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Revolving lines of credit • (No Preferred Rate Discount for Auto Debit)
For Assumptions and Examples, click here |
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Home Equity Lines of Credit
Rates As Low As. |
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Term |
$50,000
and up |
$25,000 -
$49,999 |
$10,000 -
$24,999 |
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15 year HELOC/
7 year draw period |
4.75% APR |
5.75% APR |
6.75% APR |
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20 year HELOC/
10 year draw period |
4.99% APR |
5.99% APR |
6.99% APR |
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For Assumptions and Examples, click here |
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Home Equity Loans
Rates As Low As. |
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Term |
$50,000
and up |
$25,000 -
$49,999 |
$15,000 -
$24,999 |
$2,500 -
$14,999 |
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5 year |
6.24%APR |
6.49%APR |
7.49%APR |
N/A |
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10 year |
6.49%APR |
6.74%APR |
7.74%APR |
N/A |
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15 year |
6.74%APR |
7.24%APR |
7.99%APR |
N/A |
| Maximum term : 1 year per $1,000 borrowed |
9.74%APR |
For Assumptions and Examples, click here |
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Home Improvement Loans
Rates As Low As. |
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Term |
$15,000 - $100,000 |
$2,500 - $14,999 |
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120 Month |
7.75%APR |
N/A |
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121 - 180 Months |
8.00%APR |
N/A |
| Maximum term : 1 year per $1,000 borrowed |
10.25%APR |
For Assumptions and Examples, click here |
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Residential Lot Loans
Rates As Low As. |
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Term |
$50,000 - $250,000 |
$15,000 - $49,999 |
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Up to a15 year amortization / 5 year balloon |
6.50%APR |
7.00%APR |
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5 Year |
6.25%APR |
6.75%APR |
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24 Month Interest Only |
Prime + 1/2% floating + 1/2% orig fee |
Prime +1 1/2% floating + 1/2% orig fee |
For Assumptions and Examples, click here |
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Residential Land Loans
Rates As Low As. |
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Term |
$50,000 - $250,000 |
$15,000 - $49,999 |
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Up to a15 year amortization / 5 year balloon |
6.50%APR |
7.00%APR |
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5 Year |
6.25%APR |
6.75%APR |
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For Assumptions and Examples, click here |
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Boats, includes PWC-Jet Ski
Rates As Low As. |
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Term |
36 Month |
Up
to 60 Month |
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New |
N/A |
APR |
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Used Up to $50,000 |
7.99%APR |
N/A |
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Used $50,000 + |
7.99% | |